Privacy Policy
Armo Benefits and Services (armomedicare.com)
Last Updated: 2026
Overview
This Privacy Policy explains how Armo Creative LLC, d/b/a Armo Benefits and Services collects, uses, and protects personal information obtained through armomedicare.com.
By using the Site, You consent to this Policy.
SMS Consent & Opt-In
Armo Creative LLC, d/b/a Armo Benefits and Services ("Armo Benefits and Services") obtains consent to send SMS/text messages in one of two ways:
- Verbal consent on a recorded enrollment call. When You enroll in a Medicare plan through one of our licensed agents, the agent reads a TCPA-compliant disclosure and records Your verbal opt-in for servicing SMS communications.
- Written consent via this Privacy Policy and our Terms of Service. By providing Your mobile phone number to Armo Benefits and Services, You consent to receive SMS messages from us related to the servicing of Your Medicare plan.
Message Types
You may receive servicing messages including: enrollment confirmations, plan document signature reminders, appointment scheduling, annual plan review notifications, and general customer service communications. These are servicing communications, not marketing.
Message Frequency
Message frequency varies based on Your account activity. You will typically receive no more than 10 messages per month.
Message & Data Rates
Message and data rates may apply depending on Your mobile carrier plan. Armo Benefits and Services is not responsible for any charges from Your carrier. Carrier delivery is not guaranteed.
Opt-Out and Help
- Reply STOP to any message to unsubscribe from all future text messages. You will receive a one-time confirmation.
- Reply HELP for assistance, or contact us at 832-707-0982 or info@armomedicare.com.
Consent to receive text messages is not a condition of purchasing any product or service from Armo Benefits and Services.
No Sharing of Mobile Opt-In Data
No mobile information will be shared with third parties or affiliates for marketing or promotional purposes. All of the categories of information we collect exclude text messaging originator opt-in data and consent; this information will not be shared with any third parties.
Mobile phone numbers and SMS opt-in data are used solely for delivering servicing communications on our behalf. We may share mobile data with technology service providers (e.g., our SMS delivery platform) strictly for the purpose of sending messages You have consented to receive. These service providers are contractually prohibited from using Your mobile information for any other purpose.
Information We Collect
Information You Provide
- Name
- Phone number
- Email address
- Zip code
- Date of birth (when applicable)
- Insurance-related information submitted voluntarily
Automatically Collected Information
- IP address
- Browser type
- Pages visited
- Time and duration of visits
We may use cookies, pixels, and analytics tools (e.g., Google Analytics) to improve the Site.
How We Use Information
We use information to:
- Respond to inquiries
- Connect You with licensed insurance agents
- Provide plan comparisons and education
- Contact You regarding insurance options
- Improve Site performance and compliance
Sharing of Information
We may share information with:
- Licensed insurance agents
- Insurance carriers (for eligibility and enrollment)
- Service providers (CRM, compliance, analytics)
Mobile Information
No mobile information will be shared with third parties or affiliates for marketing or promotional purposes. Text messaging originator opt-in data and consent will not be shared with any third parties.
Mobile data may be shared with technology service providers (e.g., SMS delivery platforms) solely for delivering messages You have consented to receive. See the SMS Consent & Opt-In section above for full details.
Your Rights & Choices
You may:
- Request access to Your information
- Request correction or deletion
- Opt out of marketing communications
To exercise rights, contact Us using the information below.
Targeted Advertising & Cookies
You may disable cookies in Your browser.
You may opt out of Google Analytics at: https://tools.google.com/dlpage/gaoptout
Children's Privacy
The Site is not intended for individuals under 16, and We do not knowingly collect their data.
Data Security
We use reasonable administrative, technical, and physical safeguards to protect personal information. However, no system is 100% secure.
Limitation of Liability
To the maximum extent permitted by law, Armo Creative LLC, d/b/a Armo Benefits and Services shall not be liable for damages arising from the use or handling of personal information, beyond $100 or fees paid, whichever is greater.
Changes to This Policy
We may update this Policy periodically. Continued use of the Site indicates acceptance.
Contact Us
Armo Creative LLC, d/b/a Armo Benefits and Services
Website: https://armomedicare.com
Phone: 832-707-0982
Email: info@armomedicare.com
